FEMA Flood Zone Map

Federal Emergency Management Agency flood zone designation for Heritage Estates

Understanding Your Flood Zone

FEMA flood maps show the flood risk for your community. These maps are used to determine flood insurance requirements and help residents understand their property’s flood risk.

📍 Quick Facts

  • Map Date: 2023
  • Community: Heritage Estates
  • County: Ashe County, NC
  • New River Adjacent Property
FEMA Flood Zone Map - Heritage Estates
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Understanding Flood Zone Designations

🔴 High-Risk Zones (A, AE)

Areas with 1% annual chance of flooding. Flood insurance is mandatory for mortgaged properties.

🟡 Moderate Risk (X shaded)

Areas with 0.2% annual chance of flooding. Flood insurance is recommended but not required.

🟢 Minimal Risk (X unshaded)

Areas outside 500-year floodplain. Lower flood risk but flooding is still possible.

Additional Resources

FEMA Flood Maps

Official FEMA flood map service center

Flood Insurance Info

Learn about flood insurance options